Should You Pay for Travel Protection/Insurance When You Sail DCL?
We all know life happens, even when you are on vacation. The unexpected can happen at any time. While on vacation many things can happen. Travel delays, weather issues, lost luggage, injury and illness don’t know it is your special trip.
What is Travel Protection/Insurance? It is an insurance plan
that protects your Vacation. Where do you get it? Should you buy it? Do you
have to buy Disney Cruise offered Travel?
Do you NEED it? Most likely not. But it is a good idea to
have.
Why would you need Travel Protection?
· Things can happen to force you to cancel your
trip after the last day to cancel without losing money.
· Flight delays happen. You could be delayed so long you miss the ship.
· Luggage gets lost/delayed.
· Accidents and injury happen on vacation.
You don’t need to worry about things like this happening if
you have Travel Protection/Insurance.
Do you need to purchase Travel Protection through Disney
Cruise Line? No. You can look for a 3rd party company if you desire.
If you decide to purchase Travel Protection, when should you
purchase? If purchasing with Disney Cruise Line I suggest you wait until making
your final payment. In fact, I suggest you wait to make your final payment
until the day you are required to Pay In Full (PIF). The reason for this is if
you need to cancel for any reason BEFORE your PIF date there is no penalty. If
you have requested Travel Protection you will lose the premium, you paid. Let
me explain that. If your PIF date is 90 days before you sail then that is when
you should request Travel Protection and have it added. If you cancel before
then and have not added Travel Protection you lose NOTHING. If you have added Travel
Protection and then cancel the cruise before the 90 days, you will lose the
Travel Protection Premium.
Who do I recommend purchasing Travel Protection?
- · Those with preexisting conditions that may require an emergency flight home for care.
- · Those that are older and more apt to get hurt or sick.
- · Those with someone at home who is elderly or ill that you may need to fly home for.
- · Those traveling during Hurricane Season or when weather might cause travel delays.
- · Those that just wish the peace of mind.
I highly recommend Travel Protection. It costs a little but
can safe your vacation.
Here is a link to more information on the Disney Cruise Line
Travel Protection:
https://disneycruise.disney.go.com/contracts-terms-safety/vacation-protection-plan/
There are other companies you can purchase Travel Insurance
through. I suggest you check them out.
Carolyn@EliteMemoriesTravel.com
https://www.facebook.com/CarolynsPixieDustedMemoriesAtEliteMemoriesTravel
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