Saturday, June 25, 2022

Should You Pay for Travel Protection/Insurance When You Sail DCL?

 Should You Pay for Travel Protection/Insurance When You Sail DCL?


We all know life happens, even when you are on vacation. The unexpected can happen at any time. While on vacation many things can happen. Travel delays, weather issues, lost luggage, injury and illness don’t know it is your special trip.

What is Travel Protection/Insurance? It is an insurance plan that protects your Vacation. Where do you get it? Should you buy it? Do you have to buy Disney Cruise offered Travel?

Do you NEED it? Most likely not. But it is a good idea to have.

Why would you need Travel Protection?

·       Things can happen to force you to cancel your trip after the last day to cancel without losing money.

·         Flight delays happen. You could be delayed so long you miss the ship.

·         Luggage gets lost/delayed.

·         Accidents and injury happen on vacation.

You don’t need to worry about things like this happening if you have Travel Protection/Insurance.

Do you need to purchase Travel Protection through Disney Cruise Line? No. You can look for a 3rd party company if you desire.

If you decide to purchase Travel Protection, when should you purchase? If purchasing with Disney Cruise Line I suggest you wait until making your final payment. In fact, I suggest you wait to make your final payment until the day you are required to Pay In Full (PIF). The reason for this is if you need to cancel for any reason BEFORE your PIF date there is no penalty. If you have requested Travel Protection you will lose the premium, you paid. Let me explain that. If your PIF date is 90 days before you sail then that is when you should request Travel Protection and have it added. If you cancel before then and have not added Travel Protection you lose NOTHING. If you have added Travel Protection and then cancel the cruise before the 90 days, you will lose the Travel Protection Premium.

Who do I recommend purchasing Travel Protection?

  • ·       Those with preexisting conditions that may require an emergency flight home for care.
  • ·         Those that are older and more apt to get hurt or sick.
  • ·       Those with someone at home who is elderly or ill that you may need to fly home for.
  • ·       Those traveling during Hurricane Season or when weather might cause travel delays.
  • ·       Those that just wish the peace of mind.

I highly recommend Travel Protection. It costs a little but can safe your vacation.

Here is a link to more information on the Disney Cruise Line Travel Protection:

https://disneycruise.disney.go.com/contracts-terms-safety/vacation-protection-plan/

There are other companies you can purchase Travel Insurance through. I suggest you check them out.

 Do you want to book a Disney Cruise Line or other Disney Vacation? Let me know!

 

Carolyn@EliteMemoriesTravel.com

https://www.facebook.com/CarolynsPixieDustedMemoriesAtEliteMemoriesTravel

 

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